Sagewise Capital aims to become the leading mortgage investment manager by providing exceptional lending management solutions that support and empower investors and lenders.
Learn MoreSCC can assist you in the initial steps of acquiring a loan origination, which involves the application and the underwriting of the mortgage.
Collecting monthly mortgage payments from the borrower, maintaining accurate records, mortgage modifications and inquiries.
As a licensed Mortgage Administrator Sagewise Capital Corporation (SCC) performs regular audits, and prepare the necessary reports for regulatory bodies such as FSRA.
SCC provides regular updates and reports to mortgage investors regarding the status and performance of the mortgage investments.
At Sagewise Capital, we have the platform and systems in place to maintain accurate records, perform regular audits, and prepare necessary reports for regulatory bodies at no additional costs to the investor.
A critical aspect of our role as a licensed Mortgage Administrator is to ensure compliance with Financial Services Regulatory Authority of Ontario (FSRA) and adhere to mortgage industry standards set forth.
Compliance is crucial to protect both the lender and borrower's interests.
Adherence to compliance maintains the integrity of the mortgage portfolio.
Mortgage Investors have the choice between the two plans depending on the investor's preferences, experience and the type of mortgage investments they have in their portfolio.
The main differences between the Advance and Essentials plan are based on the desired level of control over a mortgage loan investment.
The Essentials Plan is designed for direct mortgage investors/firms who want a more controlled and hands-on approach to their mortgage portfolio.
The Advance plan is designed for direct Mortgage investors/firms who prefer a fully hands-off approach to mortgage management and servicing of their portfolio.
Essential Plan | Advanced Plan | |
---|---|---|
Appraisal Management | ✔ | ✔ |
Compliance Regulatory | ✔ | ✔ |
Collect Fee | ✔ | ✔ |
Collect Payments | ✔ | ✔ |
Default Management | ✔ | ✔ |
Direct Support & Counsel | ✔ | |
Investor Statement | ✔ | ✔ |
Issue Commitment | ✔ | ✔ |
Lase With Borrower | ✔ | ✔ |
Loan Origination | ✔ | |
Manage Approval Conditions | ✔ | ✔ |
Marketing | ✔ | |
Record Keeping | ✔ | ✔ |
Remain Anonymous To Borrower | ✔ | ✔ |
Renewal Management | ✔ | |
Reporting | ✔ | ✔ |
Risk Control Management | ✔ | |
Solicitor Management | ✔ | ✔ |
Underwriting | ✔ | ✔ |